Creditville Properties is the real estate and property management arm of Creditville Limited. We are a one-stop shop for everything real estate ranging from agency business, property management to property development. We cover the major cities of Lagos, Abuja and Port Harcourt.


Creditville Limited offers personal loans to individuals in paid employment and those engaged in private businesses to meet their financial needs. We offer three distinctive consumer facilities; Payday LoansBusiness LoansCar Loans For Salary Earners and a Cab Lease/Hire Purchase scheme.


We have an operational license from SEC which enables us provide tailor made products and services to prospective customers. In the meantime, we manage an array of investment portfolios and offer investment advisory services to private investors.

Our Consumer Finance/Loan Services

Personal Loan (Pay Day Loan) 

This product is designed for salary earners and other professionals. The product is structured to meet the immediate cash needs of customers. The fund can be used to bridge financial gap that may occur without notice. This product has a tenor of up to 12 months repayment period and offers between N100,000 and N4,000,000READ MORE

Requirements for Salary/Payday Loan

  • Passport photograph.
  • Copy of client employee ID Card.
  • Copy of a valid Nigerian means of identification (e.g. Driver’s Licence, International Passport, Voter’s Card, National ID Card etc)
  • Payday Loan request application letter.
  • Postdated NUBAN Cheques from client.
  • Last 6 months salary current account statement (Stamped).
  • Duly completed salary loan application form.
  • Copy of letter of Employment or Confirmation of Employment.
  • Proof of Residence (Utility Bill, Rent Receipt).
  • Guarantor for salary less than N150,000 monthly (the guarantor will provide a passport photograph, employee ID card and post dated cheque)

SME Loan (Business Loan)

This product is specially designed to address any financial gap that may arise from the day to day running of an existing business. The business must be organized and duly registered with an acceptable cash flow and financial records. This product has a tenor of up to 6 months repayment period and offers between N100,000 and N4,000,000READ MORE

Requirements for SME/Business Loan

  • 1 passport photograph
  • 1 means of identification (international passport, drivers license or national ID)
  • Last 6months statement of account
  • Certificate of Incorporation
  • Memorandum of Association
  • Post-dated NUBAN Cheques from the client
  • A suitable guarantor who will provide the following:
    – Employment/Confirmation Letter
    – One undated NUBAN Cheque
    – Copy of Staff ID card
    – Filled guarantor form provided by Creditville Limited

Car Loan/Auto Lease

This Product offers auto car loan facilities to individuals in paid employment in the form of an asset finance towards the acquisition of a personal vehicle(s). The car we help you buy is solely for private use. The vehicle financed shall not be used for ANY commercial purpose.  Ownership of the car bought ultimately transfers to the customer at the end of the facility tenor, subject to having met all prescribed repayment terms. READ MORE

Requirements for Car Loan/Auto Lease

  • Duly completed application form
  • Valid professional driver’s license
  • Copy of Office I.D card
  • Recent utility bill of house address
  • Six (6) months bank statement capturing salary received within the period.
  • Duly executed Asset finance agreement
  • Evidence of equity contribution lodged with Creditville Limited’s account.

Cab Lease (Car Hire Purchase)

Creditville Limited Cab Lease is a car loan/ auto finance product specially designed for persons who want to own their own vehicle via the hire purchase method. This Car finance loan is presently empowering people to start up in business and become their own bosses. With just a token security deposit, you immediately take possession of any of our range of certified brand new (Tokunbo) vehicles of your choice for business use within the Lagos metropolis. READ MORE

Requirements for Cab Lease/Hire Purchase

  • Age of Driver: (28 to 45) years old
  • Educational Qualification: Post-Secondary qualifications
  • Years of Driving Experience: Minimum of 5 years
  • Valid Driver’s License
  • Class of Driver’s License: Class D
  • Knowledge of the Lagos/Abuja Terrain
  • Cab Driving Experience: Added Advantage
  • Service Provider Pool Driver: Added Advantage
  • Knowledge of Traffic Laws
  • Provision of Security Deposit
  • Provision of Suitable Guarantor
  • Positive background Check: Applicable to Drivers and Guarantors (Must be positive)

The list of acceptable guarantors are:

  • A guarantor who is a staff of any commercial bank in Nigeria.
  • A guarantor who is a senior management staff of a blue chip (quoted) company.
  • A guarantor who is a senior civil servant from grade level 14 and above.