Business Loans For Self Employed Persons In Nigeria

You can access up to N2million loans without collateral all for as quick as 4 hours. For registered businesses.

About Our Business Loans In Nigeria

Creditville Limited’s Business Loan is a business funding product designed for business owners and self employed individuals to enable them grow their businesses and SMEs by providing working capital between the sum of N200,000 and N2,000,000. Our business loans in Nigeria are without collateral and are specially designed to get you the needed funds totally stress free and without any charge(s) whatsoever. Our interest portion is calculated on a reducing balance method and repayments can be scheduled for up to 6 months. The repayments are on a monthly basis and can be made via several channels like direct debit, cheque deposit, online payment, funds transfer or paying into any of our accounts. You can visit the FAQs page for commonly asked questions.

business loans in nigeria for self employed individuals

How To Access Our Business Loans


Carefully go through the requirements for a business loan and if satisfied, fill the online business loan application form adequately and submit it to get started.


After application, you will be contacted by one of our agents to proceed to the documentation stage where the required documents will be submitted for inspection and approval.


If your documents are in order with our policies, the business loan is then approved and your funds disbursed quickly directly to your bank account all within 48 hours.

Why Should You Choose Creditville's Business Loan?

Running a business in Nigeria is tough work and we at Creditville understand the plight of business owners that is why we carefully tailored our business loans to be easily accessible and also friendly in terms of repayment for the growth of your business. We go beyond giving your business a loan and we ensure your business actually grows because we care.

  • Speed of delivery

    You can get funds in your account within 48 hours and as quick as 4 hours, after meeting the necessary conditions and documentation.

  • Flexibility

    You may choose to repay your loan in full, at anytime without any penalty. Besides, you may apply for a top-up loan without a waiting period.

  • No hidden charges

    Our interest charges are all-inclusive, ensuring transparency. There are no hidden admin charges.

  • Awesome Customer Service

    Our staff are trained to treat you with utmost respect at all times.

Requirements To Get A Business Loan in Nigeria

  • 1 passport photograph
  • 1 means of identification (international passport, drivers license or national ID)
  • Last 6months statement of account
  • Certificate of Incorporation and/or Memorandum of Association
  • Post-dated NUBAN Cheques from the client
  • A suitable guarantor [who is a staff of any commercial bank in Nigeria, a senior management staff of a blue chip (quoted) company or a senior civil servant from grade level 14 and above] who will provide the following:
    – Employment/Confirmation Letter
    – One undated NUBAN Cheque
    – Copy of Staff ID card
    – Filled guarantor form provided by Creditville Limited

Business Loan Calculator

Get An Estimated Monthly Business Loan Repayment

₦100000 ₦4000000
1 months18 months
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